ACCOUNT NAME
MINIMUM
DEPOSIT
MINIMUM
BALANCE*
to obtain APY

INTEREST
RATE

ANNUAL
PERCENTAGE
YIELD
CERTIFICATES OF DEPOSIT *
6 Months CD
$
$ ***
%
%
9 Months CD  Special
$ 5000.00
$ 5000.00 ***
2.56%
2.57%
9 Months CD
$
$ ***
%
%
12 Months CD
$
$ ***
%
%
15 Months CD  Special
$ 5000.00
$ 5000.00 ***
3.01%
3.02%
15 Months CD
$
$ ***
%
%
30 Months CD  Special
$ 5000.00
$ 5000.00 ***
3.17%
3.17%
30 Months CD
$
$ ***
%
%
2 Year CD
$ 500.00
$ 500.00 ***
2.87%
2.87%
3 Year CD
$ 500.00
$ 500.00 ***
2.87%
2.87%
5 Year CD
$ 500.00
$ 500.00 ***
3.58%
3.58%
INTEREST CHECKING **
$ 1000.00
      
Daily Balances of:        
up to $9,999.99
$1.00 ***
.55%
.55%
$10,000.00 - $24,999.99
$10000.00 ***
.75%
.75%
$25,000.00 - 49,999.99
$25000.00 ***
1.15%
1.15%
$50,000.00 - 99,999.99
$50000.00 ***
1.25%
1.25%
$100,000.00 and up
$100000.00 ***
1.35%
1.35%
"Reward 50" Checking **
$ 0
$ 0
.45%
.45%
"Youth" Savings Plan **
$ 10.00
$0
1.05%
1.05%
"Growth" Savings Plan **
$ 100.00
$0
1.05%
1.05%
"Progressive" Savings Plan **
$ 1000.00
      
up to $24,999.99
 
$1.00 ***
 
1.15%
1.15%
$25,000.00 - 49,999.99
 
$25000.00 ***
 
1.30%
1.30%
$50,000.00 - 99,999.99
 
$50000.00 ***
 
1.45%
1.45%
$100,000.00 and up
 
$100000.00 ***
 
1.60%
1.60%
"Holiday" Savings Plan **
$ 2.00
$0
 
2.50%
2.50%
"IRA"/"Coverdell" Savings Plan **
$ 10.00
$0
 
Daily Balances of: up to $50,000.00    
2.16%
2.16%
$50,000.00 and up    
2.56%
2.56%

* A penalty may be imposed for early withdrawal.
** The interest rate and annual percentage yield may change after account opening.
*** Daily Balance. The amount of the principal in the account each day.

Penalties on CDs are:
CD < 15 months = 45 days
CD 18 months to 3 years = 90 days
CD > 3 years = 180 days

Fees could reduce the earnings on the account.
You may contact Northwestern Bank for further information about
applicable fees and terms.


Interest Rates and Annual Percentage Yields are current as of 11/20/08

© 2002 Northwestern Bank