Are you buying, building, or renovating your home? We’d love to help you make your dream come true.
Whether you’re a first-time homebuyer or a pro at moving, our mortgage officers are experts at finding the best option for your needs.
We offer financing for Conventional, VA, FHA, and USDA Financing
With our quick online service, apply in a blink! Just choose your officer and click their link!
Build or buy? Ranch or two-story? Three bedrooms or five bedrooms? Building or buying your own home comes with lots of decisions; let our mortgage experts guide you through the process.
Contact an officer today to apply!
Home Equity Loans
Whether you already know the amount you need for your project or you’re looking for the flexibility of a revolving line, using the equity of your home has many benefits! Use these to fund your next improvement projects, buy a car, pay for school, or make sure you have money for the unexpected.
Contact an officer today to learn about your options!
Fix-Up Fund Loans
Ready to Fix Up Fund or Remodel your home? Take advantage of Minnesota’s Fix-Up Fund program!
Affordable, fixed interest rates with lower interest rate for energy conservation and accessibility improvements
Higher loan-to-value ratio on secured loans than traditional loan products
Longer repayment terms mean lower payments
Hire a contractor or do the work yourself
No prepayment penalty
Single family homes, duplexes, triplexes and fourplexes are eligible (You must own and occupy the property to be improved)
Talk with an officer today about qualifying!
Mortgage & Construction Loans
Serving Detroit Lakes, Perham, Pelican Rapids, and Fergus Falls