Real Estate

Are you buying, building, or renovating your home? We’d love to help you make your dream come true.

                                                                           NMLS # 713357


Mortgage Loans

  • Whether you’re a first-time homebuyer or a pro at moving, our mortgage officers are experts at finding the best option for your needs.
  • We offer financing for Conventional, VA, FHA, and USDA Financing
  • With our quick online service, apply in a blink!  Just choose your officer and click their link!

Home Equity Loans

Whether you already know the amount you need for your project or you’re looking for the flexibility of a revolving line, using the equity of your home has many benefits! Use these to fund your next improvement projects, buy a car, pay for school, or make sure you have money for the unexpected.  

Contact an officer today to learn about your options!

Fix-Up Fund Loans

Ready to Fix Up Fund or Remodel your home? Take advantage of Minnesota’s Fix-Up Fund program!

  • Affordable, fixed interest rates with lower interest rate for energy conservation and accessibility improvements 
  • Higher loan-to-value ratio on secured loans than traditional loan products
  • Longer repayment terms mean lower payments
  • Hire a contractor or do the work yourself
  • No prepayment penalty
  • Single family homes, duplexes, triplexes and fourplexes are eligible (You must own and occupy the property to be improved)

Talk with an officer today about qualifying!

Wade Vogl

Mortgage Loans

Serving Detroit Lakes, Perham, and Pelican Rapids

NMLS #582528


[email protected]

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Denelle Wibe

Mortgage, Home Equity & Fix Up Fund Loans

Serving Hendrum, Ulen, Lakes Area

NMLS #791398


[email protected]

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Brenda Houglum

Mortgage Loans

Serving Fargo, West Fargo, Moorhead and Dilworth

NMLS # 400861


[email protected]

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Sharon Johnson

Reverse Mortgage Specialist

Serving Fargo, Moorhead and Dilworth

NMLS # 402088


[email protected]



Michelle Vogl

Mortgage Loans

Serving Fergus Falls & Otter Tail County

NMLS # 457615


[email protected]

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